2010 New Money Thoughts

I've mentioned before that I decided to leave my job last year.  Now two weeks into the year, and I'm hoping that I filled out all the right forms, dotted the right t's, and crossed the right i's, because this Friday is the 15th, which would ordinarily be a payday, and hopefully still is.  I should have 3 months of pay coming in...and I really don't feel like having to hassle with making sure I get it.

But this made me think/realize...why am I so worried?  It's because my checking account balance is so low.  I'm "paycheck-to-paycheck"...sort of.  Sure, I have savings, and I wouldn't die if it took a little extra time to make sure my severance payments are arriving.  But at the same time, I don't want to be so desperate about the whole situation.  I shouldn't be worried about this kind of thing.

I suppose this is what everyone refers to as their safety net, their financial cushion, etc.  Some of my other coworkers who took the severance package are not nearly as worried as I - although they've been working a few more years.  The ability to not worry about money.  To the point where money_in > money_out, and money_saved > money_needed to not be worried.

THIS is what I'm focusing on for 2010.

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