- Emergency fund to $20,000
- Checking account to $2000
- Pay off credit card always
- Carry cash more often
- Generate an alternate stream of income.
- Open an IRA
Emergency fund to $20,000 (success!)
I was able to take my emergency fund to over $20k this year, in part due to automated savings. I had a little struggle with this when I bought and sold a new car within a few months of each other, which ended up costing me a bit of money, but, this goal still held up!
Checking account to $2,000 (success!)
My checking account has been slowly rising, mostly helped by a couple weeks of overlap between my severance pay and starting a new job. Along the way, however, I've been mindful of spending and making sure to keep that balance going up.
Pay off credit card to 0 always (B+)
If I recall correctly, I only had 1 finance charge this year of a few dollars. Not bad compared to last year, but not perfect...yet.
Carry cash more often (success!)
I usually try to carry some cash now - it makes it easier when you go to lunch at the corner deli with no credit card swiper, or when you go to dinner with friends and you can't split the check up. The fun part is when you forget you're carrying cash, and you look in your wallet and realize you have $20 you forgot about!
Generate an alternate stream of income (success!)
I did start doing some freelancing a few hours a week for some folks who are building a Facebook application. That's generated a little extra cash, but nothing to sneeze at. Still, it's alternate income from my primary 9 to 5!
Open an IRA (failure :()
I never did get to this. Partly because Fidelity makes it difficult if you want to rollover accounts anywhere besides Fidelity. Partly because, well, I'm just lazy and not too terribly concerned about it. I do want to get this going though to establish my personal IRA for when I change jobs throughout my career.
How did your 2010 money goals go?
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